Being A Mom Isn’t Easy, But Handling Your Finances Can Be
“Together We Will Build A Solid Foundation For You And Your Children’s Future”
Who Do I Help And Why?
I specialise in helping South African mothers get their finances in order to help them provide for themselves and their family. We’re in the twenty-first century, and women are still unfortunately affected by the gender pay gap. Generally, women still earn less than men which I believe is backward, as women need more income than men. Why?…
Because mothers often need to take career breaks to look after their children.
Single mothers often carry the full responsibility of their children, whether physically, emotionally or financially.
Women generally live longer than men, which equals a longer retirement.
Mothers need more emergency funds in case of divorce or retrenchment.
Single mothers need to pay life insurance premiums to protect their children in the case of death, disability and severe illness.
“With a simple financial plan, you and your children can easily avoid financial despair and minimise the effect of earning less has on your life. You and your children can live with peace of mind that you are protected and financially secure no matter what situation arises.”
Let’s Get To Know Each Other
What You’ll Get From Our Chat:
Answers to all your financial questions
I’ll provide clarity and confidence about your financial situation
I’ll provide simple, practical advice on what your next steps might be
Absolutely no sales pitch guarantee
Services I Offer
I define holistic financial planning as considering all aspects of your personal circumstances and financial position to identify the actions that need to be taken to meet your current and future goals. Before I offer any advice, I ensure I fully understand you as an individual and what financial security for your family is to you.
Savings & Investment
Whether you are saving for a rainy day or your dream home, I develop a strategy linked to your saving and investment goal to ensure you achieve sustainable returns for years to come.
Risk Planning
Risk planning is the process of planning for an unforeseen event such as death, disability, or illness. First, I gather information on your current situation and advise on the steps that need to be taken to achieve freedom from the financial risk of an unplanned life event.
Retirement Planning
I analyse your portfolio to see if you are currently saving enough towards your retirement. If not, we put a plan in place to ensure that you are on track to achieving your income goals at retirement no matter how far from retirement you are.
Budget Planning
Budgeting lays the foundation of achieving financial security. Reducing and eliminating expenses is the fastest way to achieving your financial goals. We will work together to implement a detailed budget for you to follow.
Your Financial Journey
Your financial journey with me will be fully digital for your convenience. Together we will work through the internationally recognised 6 step financial planning process, which is critical to achieving your financial goals as quickly and efficiently as possible.
1
We Get To Know Each Other
- We chat over a video call.
- I understand you as an individual and what you would like to achieve.
- I answer all your financial questions.
- I provide simple, practical advice on what the next steps are.
2
I Gather Your Info
- I identify your personal and financial objectives, your needs and priorities.
- I review your current financial portfolio
- We discuss your attitude towards investments and other risks
3
I Evaluate Your Financial Status
- I analyse your information to understand your current financial position.
- I identify the strengths and weaknesses of your current portfolio and compare them to your objectives, needs & priorities.
4
I Develop & Present Your Financial Plan To You
- Once I analyse your financial information, I develop a strategic plan
- I present you strategies for achieving your goals and objectives.
- The strategy will lay out a plan for the future and will cover your assets, investments, liabilities, and income.
5
I Implement Your Financial Plan
- You let me know if you are satisfied with your plan
- We agree on who is responsible for what
- We work through any documentation which is necessary to implement the plan.
- Your plan is confirmed and put in place.
6
I Review Your Financial Situation
- You and I will meet over video call at least once a year to review your portfolio to see if there are any necessary changes.
- You’ll receive quarterly statements presenting to you how well your portfolio is doing.
- I am available for a call whenever you need.